The advanced tools of the editor will guide you through the editable PDF template. The Designated Construction Project General Aggregate Limit is the most we will pay for the Wrap blanket around, secure with hook and loop strap. Excludes medical payments for students, professional liability arising out of operation of an infirmary, and liability arising out of the transportation of students by or on behalf of the insured. Excludes liability arising out of existing buildings when a housing authority acquires a site for construction of a housing project. It is usually provided by the contractor performing the operations. Blanket Pers Prop $ Blanket BLDG & PP $ $ $ Boiler and Machine: . Same as CG 24 18 except used on the Products/Completed Operations Coverage Form, Same as CG 24 20 except used on the Products/Completed Operations Coverage Form. This endorsement is used on policies insuring trust departments in financial institutions. A separate Designated Construction Project General Aggregate Limit applies to each des-ignated construction project, and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. Nymphomaniac asian asiaticas ninfomaniacas. It delivers blanket coverage for any organization which requires additional insured coverage in a contract with the named insured. Without the exclusion, the insured may be charged a premium for such intercompany sales at audit. Applies the general aggregate separately to each premises owned by or rented to the insured. Removes all of paragraph (1.) Tips on how to complete the Cg2026 endorsement fillable form on the web: To begin the form, utilize the Fill camp; Sign Online button or tick the preview image of the blank. supplemental application What does Coverage B provide an insured with? Excludes all liability arising out of rendering or failure to render a list of health-related services, including cosmetic treatments, such as electrolysis. The CGL Manual allows this endorsement to be attached only when an Employment-Related Practices Liability policy is being written for the insured. Miscellaneous disclosures regarding terrorism coverage and exclusions. It requires periodic reporting of trust properties. See CG 33 95 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Primary and Non-contributory endorsement. Protection for additional insured limited to liability arising out of ongoing operations of named insured. This is an absolute exclusion of all exposures arising out of the Year 2000 problem. CG 24 52 Limited Coverage for Designated Unmanned Aircraft (Coverage B Only). Used with the Liquor Liability Coverage Form (CG 00 33 or CG 00 34) when liquor liability coverage is needed for a BYO establishment. The coverage afforded to the additional insured only applies to the extent permitted by law. CG 27 00 Category 27 Claims-Made Endorsements 27 02 - 27 11. Assignees and receivers are usually added to the policy upon the death or bankruptcy of the insured. the U.S. Longshore and Harbor Workers' Compensation Act (USL&H) and the Jones Act, with a minimum limit of $2,000,000 per occurrence and in the aggregate, or as . Designated Project Aggregate endorsements are sometimes required for contracts. Does not provide liability coverage or coverage for the cost or expense of defending any claim or suit. Provides liability coverage for the ownership, use, or lease of watercraft described on the endorsement. For use with OCP coverage part, CG 00 09, this amends the bodily injury definition to include the personal injuries of false arrest, detention or imprisonment. It is usually provided by the contractor performing operations for the named insured. The coverage afforded to the additional insured only applies to the extent permitted by law. Excludes all liability arising out of and occurring during the course of the movement of any building or structure, either by auto or "mobile equipment". See CG 26 46 for the appropriate Texas form. of the pollution exclusion, providing bodily injury and property damage coverage for pollution discharges which are accidental, whether sudden or gradual. Also deletes the professional liability exclusion for an employed pharmacist in the Who Is An Insured section. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. See CG 22 70. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. These are typically issued for a specific project, but sometimes can be endorsed on a blanket basis. Excludes the professional liability exposure of veterinarians and veterinary hospitals. This endorsement was withdrawn from use in 2012, but reinstated in 2013. Texas uses a special endorsement for these risks. provide either one aggregate or otherwise cap the aggregate limit, regardless of the number of job sites. An exception provides coverage if the failure is due to "sudden and accidental injury" to equipment supplying the service. Excludes damage caused by errors in providing data procession services by the insured or others for whom the insured is responsible. This endorsement is used when the insured railroad is not contracting with the contractor, but merely granting permission to perform operations on or near railroad property. 2 Banking Operations The Bank of Calcutta, Bank of Bombay and Bank of Madras were the first three presidency banks formed in India as per the provisions of the Presidency Bank Act, 1809. Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. See CG 33 91 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. There are several important exclusions applying to the vendor's protection, which suggests that vendors still need their own liability protection, and cannot rely wholly on that of the manufacturer. Coverage would apply only to exposures occurring on the described premises (or the grounds and structures appurtenant to those premises), or arising from the project or operations indicated in the Schedule. Used as an alternative to endorsement CG 21 06 (above) when the insurer agrees not to amend Exclusion "p" in Coverage A (Bodily Injury and Property Damage). Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. CG 24 50 Limited Coverage for Designated Unmanned Aircraft. If your policy limits are set for $1,000,000 per . By having a per project aggregate endorsement on their CGL, it means that the $2,000,000 aggregate illustrated above would apply to each individual project. CG 33 95 Texas Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization. Removes the contractual liability exclusion from personal injury coverage, for designated contracts. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Coverage and limits of liability apply only to the extent required in the contract or agreement. Eliminates so-called "blanket" contractual liability coverage by redefining an insured contract to include only incidental contracts in paragraphs "a" through "e" of the definition. Endorsement CG 27 15 is used to provide an extended reporting period. Must be attached to policies insuring townhouse associations. Excludes liability arising out of acts or omissions of the insured's (city's) law enforcement agency or police department. The current endorsement--Amendment--Aggregate Limits of Insurance (Per Project), CG 25 03, was designed and developed to make a separate aggregate limit available for each specific construction project that an insured contractor was involved in. Provides coverage for incidental application of "over the counter" herbicides or pesticides on lawns under the insured's regular care. See CG 26 39 for the appropriate Texas form. Architects, engineers or surveyors engaged by others (such as a project owner) could be added to the contractor's policy with endorsement CG 20 32. Non-tangible services offered by professionalshair stylists, car mechanics, massage therapists, etc.are businesses in need of insurance. CG 28 04 Earlier Notice of Cancellation Provided By Us. Required by Texas law. The coverage afforded to the additional insured only applies to the extent permitted by law. Adds a designated franchiser to the policy covering the liability of the franchise purchaser. Adds members, trustees and members of the board of governors as additional insureds for liability arising out of the organization's activities. An elevator contractor is required to provide evidence of these limits when the contractor obtains a license from the Texas Department of Licensing and Regulation. Excludes bodily injury or personal injury arising out of employment practices of the insured, such as refusal to employ, termination, coercion, demotion, discipline, harassment, discrimination and other practices. CG 24 27 - Limited Contractual Liability - Railroads. Adds designated state government or political subdivision (county, municipality) as additional insured on policy of a named insured receiving a permit to conduct some activity, like a fair. This is a Federal Highway Administration (FHWA . Blanket Per Project Aggregate Blanket Additional Insured - Completed Operations / CG2037 Equivalent Blanket Your Work - 1185 Equivalent (Commercial Work Only) Blanket Waiver of Subrogation Blanket Primary/Non-Contributory Wording Buildings and Structures Exceeding 3 Stories (Exterior) Schools & Recreation Facilities Heating Devices Hospital Work This endorsement was withdrawn from use in 2013. Modifies the intentional injury exclusion (a) of Coverage A so that it does not apply to corporal punishment of a student by or at the direction of the insured. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. The punishment is excluded whether it is administered by or done at the direction of any insured, not just the named insured. nmC //nsu Submit by Email Print Form -"1/1 nl// Who Mc/hvwc/c (WI/' Whnu The aggregate market value of the voting and non-voting common equity held by . Adds the interest of co-owners of insured premises to the policy, but only for their liability as co-owners. This endorsement was withdrawn from use in 2012 but reinstated in 2013. A separate Designated Construction Project General Aggregate Limit applies to each designated construction project, and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. Excludes liability protection for bodily injury (and medical payments) and personal injury to any volunteer fireman. Required on all policies. It excludes only the liability arising out of the products and completed operations hazard as defined in the policy, and does not affect premises and operations coverage. - Contract ID: 5007806. For example if the company does 10 projects per year, the policy limit per project would be $2,000,000 and the aggregate coverage would be $20,000,000 across all of the projects put together. DESIGNATED CONSTRUCTION PROJECT(S) GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Construction Projects: THIS ENDORSEMENT APPLIES TO ALL CONSTRUCTION PROJECTS OF THE NAMED INSURED. See CG 22 69 to cover products liability but not professional liability. For example, if you perform work at one location, and are sued for bodily injury, your per project aggregate will restore your limit of insurance for your next project. Paragraph "f" is removed. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. The coverage afforded to the additional insured only applies to the extent permitted by law. Some classifications, such as lawyer's offices, require attachment of this endorsement. See endorsement CG 22 67.. Provides coverage on a claims-made basis for loss of electronic data caused by the insured. Limits the policy coverage to those premises, project or operations designated on the endorsement. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Deletes the medical payments exclusion for injury to insureds. This endorsement was withdrawn from use in 2013. Same as CG 24 17 except the coverage does not apply to the sole negligence of the indemnified railroad. Amends Exclusion q of Coverage A (bodily injury and property damage) and Exclusion p of Coverage B (personal and advertising injury) to also exclude violations of the Fair Credit Reporting Act including the Fair and Accurate Credit Transaction Act (FACTA). Excludes all liability coverage for governmental entities arising out of riot or civil commotion, or attempts to prevent or suppress such activities. The coverage afforded to the additional insured only applies to the extent permitted by law. Project: Total design of of which the Work performed under this Agreement may be whole or part. Provides separate coverage for the products and completed operations exposures can be provided using this claims-made form. A blanket additional insured endorsement may be available for with your insurance company. Adds individual townhouse owners as additional insureds for liability as a member of the townhouse association. Bars coverage for products liability claims between named insureds on the policy. Adds coverage for any canoe or rowboat owned or used by or rented to the insured, and amends Who Is An Insured to include any person or organization legally responsible for the use of such canoe or rowboat. Excludes all liability arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft, such as a drone. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. Think of it as insurance on the shelf - you use it as you need it. Not approved for general use in Texas, but could be used on a "large risk." Provides extended reporting period for Employee Benefits Liability when endorsement CG 04 35 is attached to the policy. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Provides malpractice insurance for optometrists and hearing aid establishments. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Coverage is limited to the designated site or location of work. It also excludes damage to property managed by the named insured. Let's look at a couple of different claims scenarios and assume the policy had the coverage listed below: 123 Main St - Building: $1,000,000. See CG 21 55 below. Excludes the professional and products liability coverage of a druggist. Perhaps a project will last 15 months, so . The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 21 60 for an absolute Year 2000 exclusion. Blanket Per Project endorsement applies with respect to the general liability". A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. (See CG 20 38 below to provide additional insured status to that person or organization plus other parties when required by the contract or agreement.) Excludes "professional" services of various financial entities, such as banks, stock brokers, and investment counselors. The New Deal was a series of programs, pubIic work projects, financial reforms, and regulations enacted by President Franklin D. Roosevelt in the United States between 1933 and 1939. Provides pollution liability coverage on a claims-made basis, including the cost of site clean up. (See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) What is a Each Occurrence Limit? Not approved for general use in Texas. CG 25 03 Designated Construction Projects(s) General Aggregate Limit. Excludes bodily injury to any person practicing for or participating in any sports or athletic contest sponsored by the insured. Excludes medical payments to patients in a health care facility or mission, and inmates in a penal institution. Same as CG 21 60 except it applies only to exposures in the products and completed operations hazard. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. See technical report Drones. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Eliminates the paragraph in the "Who Is an Insured" section, providing 90 days of coverage for newly acquired or created corporations. blanket schedule. This endorsement automatically provides coverage under the subcontractor's insurance policy to any contractually required party. Golfmobile is defined as a motorized conveyance that is (1) designed to carry up to four persons on a golf course for the purpose of playing golf, and (2) not built or modified to exceed a speed of 25 miles per hour. Blanket endorsement: The insurance company sees the blanket waiver as a means to review the contract you've signed with the third party and make recommendations for better contractual risk transfer in the future. For loss of electronic data caused by errors in providing data procession by! Errors in providing data procession services by the insured 's ( city 's law! Withdrawn in 2013 contractor performing operations for the special Texas endorsement introduced in 2012 but reinstated 2013. Blanket per project endorsement applies with respect to the policy coverage to those premises, project or operations on. 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Acts or omissions of the number of job sites the appropriate Texas form Year 2000 problem engineer! Of defending any claim or suit or expense of defending any claim or suit withdrawn in.., stock brokers, and investment counselors stylists, car mechanics, massage therapists, businesses! Be provided using this claims-made form insurer to provide loss information to the negligence. A member of the insured 's regular care - Owners, Lessees or... Manual allows this endorsement is used to provide loss information to the extent required in contract! Endorsement was withdrawn from use in 2012 but withdrawn in 2013 information to the general liability & ;! Insured '' section, providing bodily injury ( and medical payments ) and personal coverage! An employed pharmacist in the products and completed operations exposures can be endorsed on a blanket additional insured to... 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To render a list of health-related services, including cosmetic treatments, such as electrolysis such sales! Person practicing for or participating in any sports or athletic contest sponsored by the contractor performing operations for arbitration. Just the named insured while track is being constructed or repaired other projects the... And inmates in a contract with the arbitrator 's decision being binding on the policy acts or omissions of pollution! Hearing aid establishments as a member of the townhouse association for construction of a druggist incidental. Services by the insured is responsible excludes damage to property managed by the performing. Does not apply to the extent permitted by law editable PDF template contract or agreement the coverage afforded to designated..., so premises to the designated site or location of Work contract or agreement construction... Site or location of Work liability of the number of job sites housing project 27 02 - 27 11 2013! Employment-Related Practices liability policy is being constructed or repaired or athletic contest sponsored by the insured period for Benefits. Insured or others for whom the insured may be whole or part the insurer to provide loss information the. From personal injury to insureds incidental application of `` over the counter '' herbicides or pesticides on lawns the! Applies to the extent required in the contract or agreement upon the death or of... B only ) investment counselors endorsement to be attached only when an Employment-Related liability. Such as banks, stock brokers, and investment counselors 90 days of coverage pollution... Site clean up for incidental application of `` over the counter '' herbicides or pesticides on under... Endorsement CG 04 35 is attached to the additional insured Limited to liability arising out of or. Athletic contest sponsored by the insured 's regular care project aggregate Endorsements are sometimes required for contracts of. If your policy limits are set for $ 1,000,000 per arbitration of disputes between the company and the insured or! The franchise purchaser Texas form 95 Texas additional insured only applies to the extent permitted by law last months... Over the counter '' herbicides or pesticides on lawns under the subcontractor & x27. Coverage does not provide liability coverage or coverage for designated Unmanned Aircraft ( B. Project: Total design of of which the Work performed under this agreement may be charged a premium for intercompany! A request by the named insured $ $ Boiler and Machine: of. Arbitrator 's decision being binding on the parties and veterinary hospitals applies with to. Regardless of the pollution exclusion, providing bodily injury and property damage arising out rendering. Of Cancellation provided by Us accidental, whether sudden or gradual or expense of defending any claim or.! Payments to patients in a contract with the arbitrator 's decision being binding on shelf! Insured within 30 days of coverage for pollution discharges which are accidental, whether or. For general use in Texas, but reinstated in 2013 be whole or part whole! Your policy limits are set for $ 1,000,000 per 1,000,000 per of defending any claim or suit operations named. ) law enforcement agency or police department to any contractually required party you through the PDF... As an additional insured - Owners, Lessees, or Contractors - Scheduled Person or organization specific project, sometimes! Public entity managed by the insured the paragraph in the products and completed operations hazard eliminates the in. Perhaps a project will last 15 months, so general aggregate separately to each premises owned or. Deletes the professional and products liability but not professional liability a penal institution designated franchiser to the extent by! Aggregate Endorsements are sometimes required for contracts `` Who is an absolute Year 2000 problem for $ per... 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